Recognition Card Application

Step 1 - pre contract
House of Fraser card image

Before we get started, can you answer YES to all of the following questions?

  • are you 18 years or over?
  • are you a permanent UK resident and have lived in the UK for the last 12 months (unless HM Forces Personnel)?
  • do you have a current UK bank account and a home or mobile phone number?
  • do you have a good credit history with no previous defaults or County Court Judgements?
  • you do not already have a Recognition Card provided by NewDay Ltd?
  • are you or your partner in permanent paid employment, min 16 hrs/week, self employed, retired or in receipt of invalidity or disability allowance?
  • do you have an email address?
Unfortunately, if you are unable to answer yes to all of the above questions, it is likely that we will be unable to accept your credit application .

Important Information
Before you can continue and complete your application you must open and read the Pre-Contract Credit Information (PCCI) and Important Credit Information (ICI) contained in the PCCI and ICI buttons below. If, when you have read these, you have any further questions you can read the FAQs Opens in a new window or call us on 0844 848 4743. Calls cost 5p per minute plus network extras.
  PCI   AEs Confirm & Apply
Click to see the Summary Box   Opens in a new window for full product details
Click here to see a copy of the draft Credit Agreement and the Terms and ConditionsOpens a pdf file
What do I need to apply?

To help you complete the application form please make sure you have the following to hand:

* Your previous address details if you have been at your current address less than 3 years
* Post-tax Monthly Income for yourself and your Partner/Spouse (if applicable)
* The amount you spend each month on your accommodation costs (E.g. mortgage, rent, lodgings)
* The amount you spend each month on additional expenditure costs (E.g. utility bills, council tax, groceries, clothes, going out)
* The name and address of your employer (if you have one)
* The account numbers and balances of any store or credit cards you wish to transfer a balance from

UK Flag Credit only available to over 18s and subject to status is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively and are part of NewDay group of companies. The registered office for these companies is: First Floor, 11 Tower View, Kings Hill, West Malling, Kent ME19 4RL (until 31/10/2014), Two Pancras Square, London N1C 4AG (from 01/11/2014). NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority with numbers 0638085 and 0510571 respectively. NewDay Ltd is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009 (Ref no: 555318) for the provision of payment services. House of Fraser is a trading name of NewDay Ltd. House of Fraser acts as a credit broker and offers credit products for NewDay Ltd on a non-exclusive basis. Retailer is House of Fraser (Stores) Limited and is authorised and regulated by the Financial Conduct Authority with number 0052249. Registered office: Granite House, 31 Stockwell Street, Glasgow G1 4RZ. Registered in Scotland. Registered number: SC10677.
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